Accidents on the job cause thousands of injuries each year. When a person is injured on the job, they expect their employer will offer them the wage replacement and medical benefits they are entitled to. Unfortunately, injured workers are often denied their benefits. It is important for injured workers to do all they can to protect their rights. Working with an attorney can help injured individuals get financial help after an injury.
The law requires employers to have worker’s compensation insurance in place for their employees. When a person is injured, they simply inform their employer and the process begins. It is up to the employer and their insurance company to approve or deny a claim. If a claim is denied, a worker has the right to appeal. Although it is not required, having an attorney working on behalf of an injured worker makes the process of pursuing worker’s compensation benefits much easier.
Worker’s compensation insurance provides wage replacement after seven days of missed work. If a worker misses over fourteen days, some states will give them their first seven days of benefits. Wage replacement benefits pay a certain percentage of the employee’s wages. This amount is determined at the state level and is typically around 70% to 80%.
In addition to wage replacement, an injured employee has the right to have their medical bills taken care of. These bills are sent directly to the insurance company so they can be paid in a timely manner. If rehabilitation and therapy services are needed, these are paid by the insurance company as well.
The appeals process is sometimes stressful for an injured worker and prevents them from being able to focus on their recovery. When an attorney is hired, the attorney takes over the process and works to make sure their client will receive a fair outcome.
If you have been injured on the job or as a result of your employment, you have the right to file for worker’s compensation. Call an attorney today so you can get started on the process. An attorney can help you receive the benefits you deserve so you can focus on your recovery.